Debts & Liabilities (Schedules D, EF, G, and the Creditor Matrix)

The Master Creditor List section allows you to manage all debts and liabilities imported from your credit report. This centralized list populates multiple bankruptcy schedules including Schedules D, E/F, G, the co-debtor section in H, and means test forms.

• All debts from your credit report are automatically imported into the Master Creditor List

• Potential duplicates from the tri-bureau credit report are highlighted in blue

• You can add additional debts that may not appear on your credit report

1. Click on any debt to expand its details

2. The top section displays identifying information about the debt

3. The system automatically categorizes each debt (e.g., Schedule F, credit card)

4. Status indicators show if the debt is open or closed

1. Use the dropdown menu to select preferred creditor addresses

2. This feature overwrites the default name and address information

3. Ensures your creditor matrix appears exactly as you want it

• Specify who owes the debt using the ownership dropdown

• Indicate if it's a community debt

• Mark if the debt is subject to offset

• View detailed information imported from your credit report

• This data is used to populate the appropriate bankruptcy schedules

1. If a debt is secured by an asset, you can specify the collateral

2. Click the collateral field and search for the appropriate asset

3. Select the asset from your property list to link it to the debt

1. Click "Add New" in the co-debtors section

2. Enter the required information for the co-debtor

3. Save to add the co-debtor to that specific debt

4. This information will automatically appear in Schedule H

1. Add additional parties who should receive notices about this debt

2. Click "Add New" in the noticing parties section

3. Enter the name and address information

4. Save to add the noticing party

5. These parties will be included in Schedules D and E/F

1. For certain debts (vehicles, homes), you can include them in means test calculations

2. Select "Yes" in the means test section

3. The debt will be sent to the appropriate means test forms (122A-2 or 122C-2)

4. This ensures your means test accurately reflects your secured payments

• Review all highlighted duplicates to avoid listing the same debt twice

• Verify collateral is correctly linked to secured debts

• Ensure all co-debtors are properly documented

• Double-check means test selections for large secured debts

Need additional assistance? Contact our support team via the chat in your Glade dashboard.