This guide will walk you through using the new exemptions agent in Schedule A-B of the Bankruptcy Schedules Builder in Glade. The exemptions agent uses AI to automatically determine the appropriate exemption statutes and amounts for your assets.

Simply:

• Step 1 - Add your assets into the Master Property List

• Step 2 - Claim assets as exempt

• Step 3 - click 'Run Exemptions Agent'

• Step 4 - review for accuracy and make edits as needed

• Step 5 - add custom instructions for your Ai if desired

• Access to Glade's Bankruptcy Schedules Builder

• Your asset information ready (values, ownership details, etc.)

1. Navigate to Schedule A-B in your master project

2. For each asset you need to add:

   • Click to add a new asset

   • Select the appropriate category for the asset

   • Fill in all required information about the asset

3. Repeat this process until all your assets are entered into the system

1. Review each asset you've added

2. For each asset you want to protect, mark it as "exempt"

3. When you claim an asset as exempt, the system will automatically fill in:

   • State used for exemptions (based on your state of filing)

   • Exemption system (based on your preference)

Setting Your Exemption System Preference

Before claiming exemptions, ensure you've selected your preferred exemption system:

• Navigate to the exemption system field in Schedule A-B

• Choose from:

  • State and federal non-bankruptcy exemptions

  • Federal exemptions

• Your selection will apply to all assets by default

1. Once all assets are added and marked as exempt, locate and click the "Run exemptions agent" button

2. The Glade AI will then:

   • Analyze each asset line by line

   • Determine the appropriate exemption statute

   • Calculate the maximum exemption amount available

   • Apply the exemptions based on your state's filing data

After the AI completes its analysis:

1. Review each exemption by clicking on individual assets

2. Understand the AI's reasoning:

   • Click the information button next to the statute to see why that exemption was chosen

   • Click the information button next to the amount to understand the calculation

3. Check for special cases:

   • The AI will skip assets with $0 debtor ownership

   • For unlimited exemptions (like Florida's homestead), it will claim the full value

Example Reviews:

• Real Estate: Check if homestead exemptions are properly applied

• Vehicles: Verify the AI selected the correct vehicle (it prioritizes vehicles with debtor ownership)

• Personal Property: Ensure appropriate category exemptions are used

If you find any exemptions that need correction:

1. Manual adjustments: Edit individual exemption entries as needed

2. Custom AI instructions:

   • Go to your Profile

   • Navigate to Account settings

   • Add custom instructions for specific exemption types

   • The AI will use these instructions for future exemption calculations

• Full-screen view: View all exemptions at once in full-screen mode for easier review

• Detailed explanations: Each AI decision includes reasoning you can review

• Automatic updates: The system remembers your preferences for future use

1. Double-check ownership percentages before running the agent

2. Verify state-specific exemptions match your filing state

3. Review unlimited exemptions (like homestead) carefully

4. Save your work regularly throughout the process

• If an asset shows no exemption, check the debtor's ownership percentage

• If wrong statutes appear, verify your state of filing is correct

• For complex assets, consider adding custom instructions to guide the AI

The exemptions agent streamlines the bankruptcy exemption process by:

1. Automatically selecting appropriate statutes

2. Calculating maximum allowable exemptions

3. Providing transparent reasoning for each decision

4. Allowing manual overrides when needed

Remember to always review the AI's suggestions and consult with legal counsel for complex exemption strategies.